PRIVATE (ALTERNATIVE) LOANS FOR GRADUATE INTERNATIONAL STUDENTS IN WEST VIRGINIA
Private or alternative loans are offered to graduate international students who meet certain criteria by a number of US banks. As well, a variety of organizations and institutions provide private loans to graduate international students. In almost all cases, these loans require a US co-signer. A co-signer is someone who guarantees and is responsible for payment to the loaning institution if for any reason you are unable to pay back the loan.
Private or alternative loans are based on credit history and only the lender has discretion on approval of the loan. Most alternative loan programs have similar requirements and limits, mostly differing mainly in guarantee and other fees and repayment options.
In addition, a number of private loan programs are designed exclusively for graduate students. These loans may be offered by some of the organizations previously identified as serving the needs of undergraduate international students, as well as by other organizations that only serve the needs of graduate students. Also, be aware that some organizations will target the needs of particular graduate student groups, e.g., graduate business, law or health-related programs.
Click on the links below to learn more about specific lenders for graduate international students.
Note: This is not a comprehensive list. There are a variety of other loan providers that serve the needs of graduate international students, that target graduate students from specific regions or countries and who meet certain criteria. These are not identified.
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